Aktif Bank

Aktif Bank, Turkey’s largest privately-held investment bank, continues to serve as a the most extensive fintech ecosystem of Turkey, thanks to its innovative business models and technology investments that redefine investment banking.

Guided by its customer-oriented approach, Aktif Bank, together with its fintech ventures and business partners, provides 360-degree services to over 12 million customers across more than 10 lines of business, from banking products to insurance, transportation to payment systems, and technology to entertainment.

With 13 branches across Turkey, it focuses primarily on corporate banking, investment banking and private banking services. The Bank offers a branchless and seamless end-to-end banking experience to retail customers via its digital banking branch, N Kolay. The Bank aims to position N Kolay, which it continued to expand in 2022 with the addition of new products and services, as the leading, most popular, and most inclusive digital bank in Turkey.

To date, Aktif Bank’s alternative digital channels and platforms reached 140,000 annual retail loan transactions, 8,651,000 prepaid, debit, and credit cards, around 850,000 overseas money transfers, approximately 60 million bill payments, and an annual public transit market volume of TRY 2 billion.

Meanwhile, the Bank continues to offer convenient access to sporting and cultural events alike with its other key brand in digital, the Passo mobile application. Passo serves 11 million users in total.

Established in 2022 with an innovative approach to payment and ticketing system software, Aktif Tech offers high value-added software solutions and end-to-end operation services to its customers. Boasting an experienced team and a suite of modern software technologies, Aktif Tech is committed to developing card payment software with the SaaS model alongside operations, system monitoring, fraud monitoring, project development, and processing services. Aktif Tech aims to rise to a prominent position in its target markets of Balkans, Africa, Turkic Republics, and the CIS region.

UPT, which mediates money transfers in 176 different countries abroad through the advanced infrastructure and strong partnerships of the global money transfer application UPTION, continued to progress towards becoming a brand that transcends national borders.

Aktif Bank subsidiary E-Kent, which offers public transportation solutions used in Turkey's major cities in local and international markets, brings its technology and expertise together with clubs and federations abroad. Providing technological systems for key stadiums in Africa and Qatar, E-Kent installed access control solutions for the Al Thumama Stadium during the 2022 World Cup, and more than 320,000 fans entered the stadiums using these systems.

The Bank won several new accolades in 2022, bringing the total number of international awards to over 200.